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Platform Fees in 2026: What You Keep From a $100 Sale or Job

MOYUXB Research DeskJuly 12, 202611 min readSources checked Jul 11, 2026

We checked seven official platform fee pages and calculated the worker or seller payout from a representative $100 transaction, with every assumption visible.

A $100 job is not $100 of income. The useful question is what reaches the worker or seller before income tax and real business costs.

We checked the current official fee pages for seven platforms on July 11, 2026, then ran one visible calculation for each. The results range from $80 on a standard Fiverr order or Rover booking to$100 of a Taskrabbit Tasker's self-set rate—before registration cost, supplies, travel, refunds, taxes, and other expenses. The normalized inputs and formulas are available in our platform-fee dataset.

Payout is not profit

Every result below is a platform-fee calculation, not an earnings claim. Materials, shipping, mileage, software, ads, refunds, currency conversion, withdrawal costs, and income tax are excluded unless a row says otherwise.

$100.00

Highest modeled payout

Taskrabbit self-set rate

$80.00

Lowest standard payout

Fiverr and standard Rover

7

Platforms checked

Official pages only

$100

Common base

Before buyer tax and shipping

What the seller or worker keeps from $100

PlatformScenario modeledFee calculationPayout before other costs
TaskrabbitSelf-set hourly work$100 − $0 transaction deduction$100.00
EtsyU.S. Etsy Payments; one listing$100 − $6.50 − $3.25 − $0.20$90.05
UpworkContract showing a 10% fee$100 − $10.00$90.00
GumroadDirect credit-card sale$100 − $10.50 − $3.20$86.30
Amazon HandmadeOne shipped unit$100 − $15.00$85.00
FiverrCompleted order$100 × 80%$80.00
RoverStandard booking outside exceptions$100 × 80%$80.00

Model: a $100 worker-set rate or seller price before buyer taxes, separately charged shipping, optional advertising, tips, withdrawal costs, and business expenses. Fee bases are not identical, so the table compares mechanics—not platform quality or earning potential.

Key takeaway
The headline percentage is only the start. A variable contract fee, a fixed per-order charge, an ad-attribution fee, or a location pilot can change the payout. Price from the fee shown on the actual transaction.

The assumptions behind every row

Taskrabbit: $100.00 from a $100 self-set rate

For self-set hourly work, Taskrabbit says Taskers receive 100% of the hourly rate they set, while client fees are added separately. That makes the modeled transaction deduction $0 for a Tasker using house cleaning or another self-set category. This does not apply to every earning structure: fixed-price, partner, and pre-set hourly tasks also exist. U.S. applicants also face a one-time $25 registration fee, which we did not assign to one job.

Upwork: $90.00 in the 10% illustration—but $85 to $100 is possible

Upwork's freelancer service fee is now 0% to 15% per contract. The exact rate is shown before a proposal or offer and is fixed once the contract begins. Our web-developmentexample assumes the contract screen shows 10%, so $100 × (1 − 0.10) = $90. At the published endpoints, the same gross amount would produce $85 to $100 before Connects, withdrawal fees, currency conversion, or location-specific tax on Upwork's fee.

Fiverr: $80.00

Fiverr says a completed order credits the freelancer with 80% of the purchase amount, and applies the same split to Gig Extras and tips. Therefore, a $100 graphic-design order produces $80 in the earnings balance before payout or currency costs. Source: Fiverr earnings page.

Rover: $80.00 under the standard fee, but location can rewrite the math

Rover's standard provider fee is 20% per booking, so a $100 pet-sittingbooking pays $80. That is not universal. A relationship-fee pilot in selected Seattle, Chicago, and Dallas-area markets uses 30%, 15%, and 10% tiers based on cumulative bookings with a client; a fresh $100 relationship would therefore pay $70. In California, Rover says providers set a base take-home rate and a 25% marketplace fee is added to the public price. Check the booking screen, not this national example, before setting a rate.

Etsy: $90.05 for a narrow U.S. example

For one $100 Etsy handmadeorder, we assumed a U.S. bank account, Etsy Payments, one listing, no separately charged shipping, no sales tax, no ad attribution, and no currency conversion. The official fee pages list a $0.20 listing fee, a 6.5% transaction fee, and a U.S. payment-processing fee of 3% + $0.25: $100 − $0.20 − $6.50 − $3.25 = $90.05.

Etsy's transaction fee also applies to charged shipping and gift wrap, while processing can include sales tax. An Offsite Ads-attributed sale can add 12% or 15%. With a 15% ad fee and the same simplified base, payout falls to $75.05 before product and fulfillment costs.

Gumroad: $86.30 for a direct card sale

Gumroad's current fee page lists 10% + $0.50 for a sale through a profile or direct link, plus card processing of 2.9% + $0.30. A $100 direct sale for an online course therefore yields $100 − $10.50 − $3.20 = $86.30. The official help page says Discover marketplace sales instead use a flat 30% fee including processing, which would leave $70. PayPal fees and optional instant payout are separate.

Amazon Handmade: $85.00 before making and shipping the product

Amazon's Handmade program page says the Professional monthly fee is waived and each shipped unit carries a 15% referral fee or $0.30, whichever is greater. On a $100 item, the 15% fee is $15, leaving $85 before materials, fulfillment, returns, ads, and tax. Those omitted costs are particularly important when comparing Handmade with a print-on-demand model.

Turn payout into an effective hourly rate

Platform payout is still not the number to compare with a wage. Subtract direct costs, then divide by every working hour:

(payout − direct costs) ÷ total hours = realized hourly rate

If a $100 sale produces an $80 payout, consumes $12 of materials, and takes three hours across messaging, production, and revisions, the realized rate is ($80 − $12) ÷ 3 = $22.67/hour before income tax and general overhead. Use the hourly-rate calculatorwith your own paid and unpaid time rather than the platform's headline order value.

A practical pricing rule

Reverse the formula from the payout you need. For a percentage-only fee, required price = target payout ÷ (1 − fee rate). To receive $100 after a 20% fee, the listed price must be $125 before fixed charges and other costs.

Methodology

  1. We used only fee or earnings pages published by the platform itself and checked them on July 11, 2026.
  2. We normalized each example to a $100 provider-set rate or seller price before buyer tax and separately charged shipping.
  3. We included mandatory per-transaction platform, listing, and card- processing fees when the official page stated them and the scenario required them.
  4. We excluded optional ads, tips, income tax, materials, shipping labels, refunds, chargebacks, foreign exchange, withdrawal costs, and fixed account costs from the main table. Material exceptions appear beside each calculation.
  5. Every result is arithmetic from the displayed assumptions; no seller survey, private dashboard, or estimated income was used.

The site-wide rules for source selection, calculations, and corrections are documented on our methodology page.

Limitations

  • Fee schedules can change after the July 11, 2026 source check.
  • Upwork's contract rate varies; 10% is an illustration, not a default.
  • Rover has location- and relationship-specific exceptions to its standard fee.
  • Etsy fees vary by bank country, tax, shipping, ads, currency, and local regulatory charges.
  • Taskrabbit's result applies only to self-set hourly work, not every task structure.
  • Gumroad's card and Discover routes use different formulas.
  • The comparison does not measure demand, customer acquisition cost, dispute protection, or platform value.

Primary sources

Method and source record

Methodology

Official platform fee pages checked July 11, 2026, normalized to a $100 provider-set rate or seller price before buyer tax, separately charged shipping, optional ads, withdrawal costs, and business expenses.

Published July 12, 2026 · Reviewed by MOYUXB Research Desk. Report material errors through the corrections page.

Frequently asked questions

Which platform had the highest payout in the $100 comparison?+

Taskrabbit's self-set hourly structure produced a $100 Tasker payout from a $100 Tasker-set rate because client fees are added separately. That result does not apply to Taskrabbit's fixed-price, partner, or pre-set hourly structures, and it excludes the one-time U.S. registration fee.

Does Upwork always charge freelancers 10%?+

No. Upwork publishes a 0% to 15% freelancer service-fee range per contract. The 10% row is a labeled illustration; the actual percentage appears before a proposal or offer and is fixed when the contract begins.

How much does a U.S. Etsy seller keep from the modeled $100 order?+

Under the article's narrow assumptions—one listing, Etsy Payments, no tax, shipping, ads, or currency conversion—the payout is $90.05 after the $0.20 listing fee, 6.5% transaction fee, and U.S. processing fee of 3% plus $0.25.

Is a platform payout the same as profit?+

No. Profit also subtracts materials, shipping, mileage, software, advertising, refunds, and other business costs. Income tax and the value of unpaid working time matter as well.

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